The amount of dollars and other fiat currencies held by users outside traditional banking channels now exceeds the official FX reserves of 95 nations. The total market value of stablecoins has reached a record $322 billion, surpassing the foreign exchange reserves of 95 countries, including developed economies like the United Kingdom and Canada. The data underscores how quickly capital is shifting to digital rails. While stablecoins are increasingly used for trading, DeFi and cross-border payme…
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