A mystery-shopping experiment found that exchange fees, foreign exchange spreads and banking rails mean stablecoin remittances are often no cheaper than traditional transfer means. The Bank of Italy tested 200 USDC remittances across 10 international payment corridors and found total costs ranged from 0.3% to almost 9% of the amount sent. Blockchain transaction fees represented only a tiny fraction of overall costs, with exchange fees, foreign exchange spreads and local banking charges accounti…
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