One point three billion adults lack financial services, 4.7 billion lack credit, and 1.4 billion savers in low-income nations earn no deposit interest, Binance said. Emerging markets are driving crypto adoption, accounting for 77% of Binance users in 2026, Binance said in a report. Users treat exchanges as "shadow banks" for savings, payments, and investments. Crypto platforms fill a financial access gap. One point three billion adults lack financial services, 4.7 billion lack credit, and 1.4 b…
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