The U.S. banking regulator is encouraging smaller lenders to develop stablecoin services as new federal licensing requirements approach. The Office of the Comptroller of the Currency is urging community banks to enter the stablecoin market by seeking permission to issue dollar-pegged tokens under the GENIUS Act. Stablecoin issuers must comply with the OCC’s finalized regulations by Jan. 18, 2027, though existing issuers with substantially complete applications may seek temporary waivers. The pu…
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