Cryptocurrency13 Jun 2026SEO 801 min read

Analysis: Stablecoins Were Meant to Disrupt Finance. Instead, They Became Idle Cash.

O’Connor argues that crypto’s clearest success story has scaled as money but not as capital. Stablecoins are probably crypto’s clearest success story, and righ…

O’Connor argues that crypto’s clearest success story has scaled as money but not as capital. Stablecoins are probably crypto’s clearest success story, and rightly so. They became the industry’s monetary primitive; the dollar layer for trading, collateral, payments and settlement. But they have scaled as money, not as capital. Roughly $315 billion now sits in stablecoins, yet most of it still behaves like digital cash. They sit in wallets, on exchanges, and in corporate treasuries, easy to move…

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