Europe’s MiCA regime is now up for review, known colloquially as “MiCA 2.0,” through a consultation that closes around September. MiCA was designed for spot crypto, but that categorization has become too narrow, given the extent of stablecoin and tokenization adoption in institutional and wholesale finance. Before the U.S. passed the GENIUS Act, European policymakers were less than enthusiastic about stablecoins. Now they have moderated that stance. There are good reasons why non-U.S. banking a…
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