The United States needs to finally establish a clear framework that the market needs. Nine months ago, Congress passed the GENIUS Act, establishing the first federal regulatory framework for payment stablecoins. The results have been demonstrative: the stablecoin market grew 49% in 2025 , reaching $306 billion by year's end. Circle, Ripple and other digital asset companies received provisional national banking charters from the OCC . Institutional capital that had been sitting on the sidel…
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